*{box-sizing:border-box}
body{margin:0;font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#1d2733;background:#fff}
a{color:#0b5cad}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.topbar{background:#b3261e;color:#fff;font-size:15px;text-align:center;padding:6px 0}
.topbar a{color:#fff;font-weight:700}
header.site{border-bottom:1px solid #e3e8ee;background:#fff;position:sticky;top:0;z-index:5}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:18px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.logo{font-weight:800;font-size:20px;color:#0d2a47;text-decoration:none}
.logo span{color:#0b5cad}
nav{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
nav a{text-decoration:none;color:#33414f;font-size:15px}
nav a[aria-current]{color:#0b5cad;font-weight:700}
.btn{display:inline-block;background:#e0551b;color:#fff;font-weight:800;text-decoration:none;border-radius:8px}
.btn.small{padding:8px 14px;font-size:15px}
.btn.big{padding:15px 28px;font-size:21px}
.hero{background:linear-gradient(135deg,#0d2a47,#12497a);color:#fff;padding:48px 0 44px}
.hero h1{font-size:38px;line-height:1.2;margin:0 0 14px}
.hero .lead{font-size:19px;max-width:720px;margin:0 0 22px;color:#e4edf6}
.hero .note{font-size:14px;color:#c6d6e6;margin-top:14px}
section.wrap{padding-top:36px;padding-bottom:12px}
section.alt{background:#f4f7fa;border-radius:12px;padding:28px 24px;margin-top:36px}
h2{font-size:27px;color:#0d2a47;margin:0 0 16px}
h3{margin:0 0 8px;font-size:19px;color:#0d2a47}
h4{margin:12px 0 4px;font-size:14px;text-transform:uppercase;letter-spacing:.04em;color:#b3261e}
.grid,.sf{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fff;border:1px solid #e3e8ee;border-radius:10px;padding:18px}
.card p{margin:0}
.card ul{margin:0;padding-left:18px}
.cols{columns:2;column-gap:32px;padding-left:18px}
.cols li{break-inside:avoid;margin-bottom:6px}
.faq details{border:1px solid #e3e8ee;border-radius:8px;padding:12px 16px;margin-bottom:10px}
.faq summary{font-weight:700;cursor:pointer;color:#0d2a47}
.faq details p{margin:10px 0 0}
.legal h2{font-size:21px;margin-top:24px}
.cta{background:#0d2a47;color:#fff;text-align:center;padding:40px 0;margin-top:40px}
.cta h2{color:#fff}
footer{background:#0a1f35;color:#b8c6d4;font-size:14px;padding:28px 0 90px}
footer a{color:#dbe6f0;margin-right:14px;text-decoration:none}
footer .disc{border-top:1px solid #23405e;padding-top:14px}
.mcall{display:none}

/* Hamburger button */
.menu-btn{
  display:none;
  background:transparent;
  border:1px solid #c2d1e0;
  border-radius:6px;
  cursor:pointer;
  padding:6px 9px;
  align-items:center;
  justify-content:center;
  line-height:0;
  color:#0d2a47;
}
.menu-btn svg{
  width:24px;
  height:24px;
  stroke:currentColor;
  fill:none;
  stroke-width:2;
  stroke-linecap:round;
  stroke-linejoin:round;
}
.menu-btn .icon-close{
  display:none;
}
.menu-btn[aria-expanded="true"] .icon-open{
  display:none;
}
.menu-btn[aria-expanded="true"] .icon-close{
  display:block;
}

@media (max-width:768px){
  .hero h1{font-size:28px}
  .hdr{position:relative}
  .logo{font-size:18px}
  .menu-btn{display:inline-flex}
  .hdr .btn.small{font-size:14px;padding:6px 12px}
  
  nav{
    display:none;
    flex-direction:column;
    width:100%;
    order:4;
    padding:12px 0 6px;
    border-top:1px solid #eef2f6;
    gap:0;
  }
  nav.open{
    display:flex;
  }
  nav a{
    padding:10px 6px;
    font-size:16px;
    border-bottom:1px solid #f2f5f8;
  }
  nav a:last-child{
    border-bottom:none;
  }
  .cols{columns:1}
  .mcall{display:block;position:fixed;left:0;right:0;bottom:0;background:#e0551b;color:#fff;text-align:center;font-weight:800;font-size:19px;padding:14px;text-decoration:none;z-index:9}
}

/* Responsive SEO photography: explicit intrinsic dimensions prevent shifts. */
.hero-grid{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);align-items:center;gap:28px}
.hero-visual img{display:block;width:100%;height:auto;border-radius:10px;aspect-ratio:16 / 9;object-fit:cover}
.section-photo{margin:18px 0 0}
.section-photo img{display:block;width:100%;height:auto;border-radius:8px}
.section-photo.wide{max-width:680px;margin:18px auto 24px}
.zip-note{font-size:14px;line-height:1.45;margin:8px 0 0;color:inherit}
.cta .zip-note{color:#e4edf6}
@media(max-width:768px){.hero-grid{grid-template-columns:1fr;gap:20px}.hero-visual{max-width:600px}}